It is effortless to get a Fortiva credit card if you have bad credit or do not have a good credit history. It is one of the most affordable credit cards for people with bad credit or no credit history. Bank of Missouri issues this credit card, and Atlanticus Services Corporation provides banking services on behalf of Bank of Missouri. However, fees and APR are high, and you cannot apply for a card unless you have received an invitation in the mail. The Fortiva credit card does not offer a rewards program for all applicants. The Fortiva credit card reports your monthly payments to major credit bureaus (TransUnion, Experian, and Equifax). Paying your full and on time can help improve your credit score. Monthly reports help you establish a solid payment history.
In the United States, Fortiva is a well-known banking institution that provides an official web portal for its credit card users. It is a direct lender based in Atlanta, Georgia that offers unsecured credit cards to customers with subprime credit scores. Fortiva Credit Card users can log in and manage their Fortiva accounts online. After signing up via the Fortiva app, you can make Fortiva payments. Borrowers can apply for a loan here, and there is no need to visit a branch to receive all the services physically. You can do everything sitting at home.
Fortiva credit cards are available to legal United States residents at least 18 years of age. This credit card does not require good/excellent credit, as the Fortiva credit card is ideal for anyone looking to rebuild their credit. Those with subprime loans can use Fortiva Financials’ unsecured MasterCard credit card. Almost anywhere MasterCard is accepted, you can use the card.
Fortiva Credit Cards have a 25-day grace period (from the day the credit card charges). In the grace period, you have a certain amount of time to pay your bills in full without incurring interest charges. If you have questions about your Fortiva credit card account, don’t hesitate to contact customer service representatives at 1-800-245-77-45.