Frequently Asked Questions

Fortiva advertises itself as a low-level card, meaning it intends to offer credit cards to people with low credit scores. It is a product of Atlanticus, a holding company that invests in financial services, but the Bank of Missouri issues Fortiva credit cards. The Fortiva Credit Card is Mastercard.Fortiva-Credit-Card Since you discovered the Fortiva credit card, its application, its registration, its connection, its advantages, its payment options, its mobile application, etc., on this site, some readers have doubts. Now is the time for your solution. For your solution, we now present the questions and answers you can read to improve your knowledge about the Fortiva credit card.

Frequently Asked Questions

Can I Use My Fortiva Credit Card At An ATM?

Additionally, you can use your Fortiva Credit Card to obtain a cash advance (“cash advance”) by presenting it to any institution that accepts it or withdrawing cash from an ATM.

How Can You Activate Your Fortiva Credit Card Account Online?

First, go to the Fortiva credit card website (

  • Click on the activation button in the upper right corner of the page.
  • Registration and Login are the two alternatives to activate the card there.
  • Click Login if you already have a Fortiva account.
  • You can now activate your Fortiva card by entering your username and password.
  • Register for a Fortiva account if you don’t already have one.
  • Input your last name, social security number, and date of birth before clicking the “submit” button.
  • You can now activate your card successfully.

If I Check My Pre-Qualification For The Fortiva Card, Will It Impact My Credit Score?

The prequalification check does not affect your credit score. It performs a gentle lookup of your credit profile. Submitting a completed application after qualifying based on the pre-qualifying criteria will result in further analysis that could affect your credit score.

What Are Fees Chargeable For Fortiva Credit Card?

  • Annual Fee: $49-175 for the first year; $0 – $49 after that
  • Monthly Fees: None for the first year; After that, $5-12.50 per month ($60-159 per year).
  • Cash Advance Fee: $5 or 5% (whichever is greater)
  • Foreign Transaction Fee: 3%
  • Authorized User Fee: $19 (one time)
  • Late Payment Fee: Up to $41